Dashboard

XOE vs Whop

Whop is a marketplace platform that takes a 3% fee on every Discord-related sale, plus payment processing fees. While it offers marketplace discovery, you're building on their platform - not yours.

🎉 XOE is free to start, with no credit card and no platform fees on crypto

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Feature Comparison

Feature
XOE
Whop
Monthly subscription cost
Free
Free (fee-based)
Platform fee
5% on crypto payments
3% on all sales
Crypto payments (USDC)
USDC on Base & Solana
Limited
Card payments (Stripe)
✓ (0% fee)
✓ (3% fee)
Token gating
✓ (Free)
✗
Human verification (CAPTCHA)
✓ (Free)
✗
Link/website scanning
✓ (Free)
✗
Custom product checkouts
✓ (Free)
✓
Discount/creator codes
✗
✓
Automatic role assignment
✓ (Free)
✓
Donations
✓ (Free)
✓
Marketplace discovery
✗
✓
Multi-platform (Telegram, Slack)
✗
Partial
Own your customer data
✓ (Free)
Whop controls the relationship
Setup wizard
✓ (Free)
✗
Dashboard for settings
✓ (Free)
✓

Cost at Scale

XOE monthly cost

Free (5% crypto, 0% cards)

Whop monthly cost

Free but 3% per sale

At $1,000/mo revenue

Card payments: XOE 0% platform fee vs Whop's $30 (3%). Crypto: XOE $50 (5%). XOE is cheaper for card revenue and adds token gating + security free.

At $5,000/mo revenue

Card payments: XOE 0% vs Whop's $150 (3%). Crypto: XOE $250 (5%). XOE wins on card fees and includes features Whop doesn't offer.

At $10,000/mo revenue

Card payments: XOE 0% vs Whop's $300 (3%). Crypto: XOE $500 (5%). For card-heavy communities XOE is dramatically cheaper; for crypto, XOE adds gating + security free.

Where XOE wins

  • ✓Completely free, no monthly subscription ever
  • ✓Card payments at 0% platform fee (Stripe) vs Whop's 3% on every sale
  • ✓All features included: token gating, verification, link scanning, custom products
  • ✓Built-in human verification keeps bots out of your server
  • ✓Link scanning protects your community from scam URLs
  • ✓Token gating - grant roles based on wallet holdings (Whop has no equivalent)
  • ✓You own the customer relationship, not Whop
  • ✓Guided setup wizard gets you running in 5 minutes

Where Whop wins

  • •Lower crypto fee (3% on sales vs XOE's 5% on crypto)
  • •Built-in marketplace for organic discovery
  • •Partial Telegram support
  • •Analytics and fraud detection tools

The Verdict

Whop makes sense mainly for its marketplace discovery, but you'll pay 3% on every sale and build on their platform. XOE matches Whop on card payments (at a lower 0% platform fee), adds native crypto, and includes token gating, human verification, and link scanning at no extra cost. For most communities, especially crypto-native ones, XOE keeps more of every sale and does more.

Explore XOE Features

Crypto Payments

Accept USDC on Base & Solana with instant role assignment

Token Gating

Gate Discord roles by wallet holdings

Human Verification

Keep bots and raids out with CAPTCHA verification

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