Want members to pay with one tap instead of fumbling for a card? XOE supports Apple Pay and Google Pay (and regular cards) in Discord via Stripe — at a 0% XOE platform fee. Here's how it works and how to turn it on.
How it works
XOE uses Stripe Connect for card payments. Once you connect your Stripe account, your checkout automatically offers Apple Pay, Google Pay, and standard cards — whichever the member's device supports. Payments go directly to your own Stripe account (XOE is non-custodial), and the paid role is assigned automatically on success.
What it costs
- 0% XOE platform fee on card payments — you only pay Stripe's standard processing rate (typically ~2.9% + $0.30).
- $0/month. No subscription, no premium tier.
That makes XOE's card support cheaper on the platform side than Whop (~3% per sale) or Discord native (10–30%).
Why one-tap matters
Apple Pay and Google Pay remove the biggest checkout drop-off — typing card details on a phone. For mainstream, non-crypto audiences, one-tap mobile checkout meaningfully improves conversion. It's the lowest-friction way to take money in Discord.
Turn it on
- 1. Add XOE and run
/setup. - 2. Connect Stripe in the dashboard (a few minutes; you'll need basic business details).
- 3. Price a role or product — Apple Pay / Google Pay / cards appear at checkout automatically.
Want crypto too?
You can also accept USDC on Base and Solana (5% fee) alongside cards, and let each member choose. Cards for the mainstream, crypto for the crypto-native — XOE does both, free to start.