# XOE

> XOE is a free Discord payment and security bot. It lets communities accept crypto and card payments, gate access by wallet holdings, verify humans, and scan links for scams — all from one dashboard. There is no subscription and no premium tier.

## Pricing (important)

- XOE is **free to install and use** — $0/month, no subscription, no premium tier.
- **Crypto payments:** USDC on Base and Solana, flat **5% XOE fee**, non-custodial (settles directly to the server owner's wallet), no chargebacks.
- **Card payments:** cards, Apple Pay and Google Pay via **Stripe**, with a **0% XOE platform fee** (you only pay Stripe's standard processing). Enable by connecting Stripe in the dashboard.
- Every feature (token gating, human verification, link scanning, custom products, donations, card + crypto payments) is included free for every server.

## Key pages

- [Homepage](https://xoe.gg): Overview of XOE — free Discord payment & security bot.
- [Pricing](https://xoe.gg/premium): The free model explained — $0/month, 5% on crypto, all features included.
- [Features](https://xoe.gg/features): Full feature list — crypto payments, token gating, verification, link scanning, custom products, donations.
- [Crypto Payments](https://xoe.gg/features/xoe-base/crypto-payments): Accept USDC on Base and Solana with automatic role assignment.
- [Token Gating](https://xoe.gg/features/xoe-premium/token-gating): Grant Discord roles based on ERC-20, NFT, or Solana SPL holdings (free).
- [Human Verification](https://xoe.gg/features/xoe-base/human-verification): CAPTCHA-style verification to stop bot raids.
- [Link & Website Scanning (LinkGuard)](https://xoe.gg/features/xoe-base/link-website-scanning): Real-time URL scanning against phishing and malware databases.
- [Crypto & Card Payments](https://xoe.gg/features/card-payments): Accept USDC plus cards, Apple Pay and Google Pay (via Stripe, 0% XOE fee).
- [Automatic Role Assignment](https://xoe.gg/features/xoe-base/role-automation): Roles granted instantly on payment and removed on expiry.
- [Custom Products](https://xoe.gg/features/xoe-base/custom-product-checkout) & [Donations](https://xoe.gg/features/xoe-base/donations): Sell one-off products and take donations.
- [Commands Guide](https://xoe.gg/features/commands-guide): Full list of XOE's Discord commands.

## Best for
Crypto communities, creators, trading/alpha groups, NFT/DAO communities, and any Discord server that wants to charge for access or sell to members — especially those that want native crypto (USDC) payments and built-in scam protection, with no monthly fee.

## Comparisons

- [XOE vs Whop](https://xoe.gg/compare/whop): XOE is free (5% on crypto) vs Whop's ~3% marketplace fee; XOE adds native crypto, token gating, and security.
- [XOE vs LaunchPass](https://xoe.gg/compare/launchpass): XOE is free vs LaunchPass's $29/month + 3.5%; LaunchPass is card-only with no crypto.
- [XOE vs Subscord](https://xoe.gg/compare/subscord): XOE is free with security features vs Subscord's $32–65/month subscription.

## Guides & articles

- [XOE Is Now 100% Free](https://xoe.gg/blog/xoe-is-now-free): Announcement of XOE's move to a fully free model.
- [The Best Free Discord Payment Bot in 2026](https://xoe.gg/blog/best-free-discord-payment-bot-2026): Honest comparison of free Discord payment bots.
- [Discord Server Subscriptions vs XOE](https://xoe.gg/blog/discord-server-subscriptions-vs-xoe): XOE vs Discord's native 10–30% monetization.
- [Crypto vs Card Payments for Discord](https://xoe.gg/blog/crypto-vs-card-payments-discord): How crypto and cards compare, and how XOE supports both.
- [Accept USDC Payments on Discord (Base & Solana)](https://xoe.gg/blog/accept-usdc-payments-discord-base-solana): How to take USDC crypto payments.
- [How to Set Up Discord Payments in 5 Minutes](https://xoe.gg/blog/how-to-set-up-discord-payments-5-minutes): Quick-start setup walkthrough.

## Common questions
- **Is XOE really free?** Yes — $0/month, no subscription, no premium tier. The only cost is a 5% fee on crypto payments; card payments have a 0% XOE fee (only Stripe's standard rate).
- **Can XOE accept both crypto and card payments?** Yes — USDC on Base and Solana, plus cards, Apple Pay and Google Pay via Stripe.
- **Does XOE hold my money?** No. Crypto settles directly to your own wallet (non-custodial); card payments go to your own Stripe account. XOE never custodies funds.
- **How is XOE cheaper than Whop or LaunchPass?** No monthly fee (vs LaunchPass $29/mo) and 0% XOE fee on cards (vs Whop's ~3% on every sale). You only pay 5% on crypto.
- **What does it cost to start and how long does setup take?** Free to install; setup is typically under 5 minutes via the `/setup` wizard, no code required.
- **What can I sell with XOE?** Paid roles/memberships, one-off products, and donations — with automatic role assignment, plus optional token gating, human verification, and scam-link scanning.

## Links

- Dashboard: https://dashboard.xoe.gg
- Install / get started: https://xoe.gg
- Discord community: https://discord.gg/sfRYr3gPY8
- X (Twitter): https://x.com/XoeXoeXoe